![]() Many people pay the standard $174.70 premium in 2024, but those who earn more pay more - up to $560.50, depending on income. You have to pay a monthly premium for Part B. Medical equipment such as walkers, manual wheelchairs, and power scooters Services, medications, and vaccines typically covered under Part B include: It also covers medications that aren’t included in other parts of Medicare. ![]() Medicare Part B is medical insurance, which covers outpatient doctor visits. In some cases, Medigap plans also cover emergency healthcare during international travel. If you have original Medicare, you also may pay a separate premium for a supplemental insurance policy ( Medigap) to cover out-of-pocket costs that can add up, such as Parts A and B deductibles and coinsurance. Premiums for Parts B and D likely come out of your Social Security checks. If you have MA, your prescription medications are typically - but not always - covered by your plan.īecause of the different parts, you may pay two or three Medicare premiums per month. Be careful to avoid a late enrollment penalty if you don’t have other drug coverage once you enroll in Medicare. Part D is for prescription drug coverage, and it’s also optional. In other words, MA is a different way of getting benefits that packages Medicare’s separate parts together. Medicare Part C is best known as Medicare Advantage (MA), and it’s a private alternative to Medicare Parts A and/or B. Parts A and B together are called original Medicare. Part B is for care you receive in an outpatient or office setting. Medicare is divided into parts to cover different areas of healthcare.
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